Brent Haskins / Applied AI
SMT loan analysis puts course math on scenarios officers bring from work
Smart Mortgage Training includes a loan analysis tool alongside courses and glossary flashcards so officers practice on numbers tied to modules—not only watch videos for CE credit. Brent Haskins worked on the web platform that ships training and tools in one navigation model.
CE hours prove attendance. They do not prove an officer can run the numbers on a scenario they see Tuesday afternoon.
Platform shape
Smart Mortgage Training (SMT) is a web platform—JavaScript/Node/Express stack—where:
- Courses and progress live in the same product as tools
- Officers return to glossary flashcards between calls
- Mortgage AI answers from curriculum, not the open web
Why loan analysis is not a PDF worksheet
PDFs do not log attempt, do not adapt to module order, and do not sit next to the video that introduced the concept. An embedded tool:
- Reduces tab switching
- Lets managers see tool use alongside completion (if you instrument it)
- Connects study to SAFE prep loops
Copy and compliance
Tool UI needs visible educational disclaimers—outputs are for learning, not binding underwriting decisions. Match tone to CFPB educational material style where appropriate; legal review owns final language.
Author timeline
Brent Haskins — software engineer on SMT across 2023–2025, alongside other mortgage products (Loan Finder, RallyLeads).
Case study: /projects/smart-mortgage-training.
Measure training products by practice repetitions, not video minutes alone.
FAQ
Questions people ask about this topic.
What is the loan analysis tool in Smart Mortgage Training?
It is an in-platform tool officers use during training to work through loan scenarios aligned with course content—payment context, program constraints, and study objectives vary by module. It is educational tooling, not a LOS replacement or underwriting system. Disclaimers should state that clearly near the tool.
How is SMT different from CE-only mortgage training sites?
SMT combines structured courses (Mortgage 101, Mortgage Mastery), coaching surfaces, glossary with flashcards, loan analysis, and Mortgage AI bounded to curriculum. CE completion alone does not measure whether an officer can apply math on the job; tool usage and practice loops are part of the product design.
Sources